By: INQUIRER.web BrandRoom/Pia Wurtzbach
We are a day away from crowning a brand new Miss Universe and as a lady, it offers me a lot delight and pleasure to see increasingly more assured and empowered ladies who’re able to tackle the world—the universe quite.
I’m excited for these ladies, figuring out how this could be a life-changing occasion for them and the others that they may also encourage. I can’t assist however reminisce of my time as Miss Universe, the highway resulting in that, and the alternatives that got here after.
Don’t get me unsuitable although. My life’s journey didn’t start after I gained Miss Universe. It started lengthy earlier than that and continues to at the present time. And as a result of many of you’re already conscious of my Miss Universe journey, I want to take you farther.
I went by way of loads and I might not have made it this far with out the assistance of so many individuals. It’s solely proper that I pay it ahead nonetheless I can. I’m sharing my journey within the hope that it may possibly encourage and immediate others to search out methods to face and overcome their challenges, rely, save, and develop their blessings.
Saving proper from the beginning (irrespective of how small)
I nonetheless vividly keep in mind how my dad taught me my very first classes on monetary administration. Even earlier than I began incomes, my mother and father taught me the worth of cash. I believe I used to be round 9 years previous and even youthful when my dad opened a checking account for me. He would additionally make me write the withdrawal and deposit slips by myself at manonood lang siya. Titingnan lang niya kung tama after which would ask me to make the transactions myself whereas he waited within the automobile.
Hindi niya ako inuutusan, ha. It was a father-and-daughter exercise we did para matuto ako sa paghawak ng pera. At that point, I didn’t actually assume a lot of it, however now as an grownup, I understand that these had been the primary steps that made me extra conscious of funds and bills although it’s only a actually small quantity.
A number of years after that, my dad and mother received separated. It put loads of strain on my mother to lift us as a single dad or mum. I had no concept that beneath these tough circumstances, an alternative would come knocking. We had been at a mall as a result of my mother was going round Quezon City in search of a faculty that would give me singing classes. Yes, my mother needed me to be a singer. Instead, a expertise scout noticed me and requested me to be a mannequin for a beauty line for youngsters. It grew to become my first official job as a mannequin. Shortly after that, I landed my first cowl at 11 years previous for a teen journal, which was superb.
When I noticed I might earn from the modeling jobs and assist my household, it simply grew to become a pure factor. I truly thought it was enjoyable as a result of I used to be going to high school on the weekdays and on the weekends, I had photoshoots. How many youngsters received the prospect to try this?
Later on, the chance got here for me to get into performing. Now that I give it some thought, I by no means turned down a task as a result of I wanted it. I wanted the job in order that I might assist my household. As lengthy as I used to be a match for it and it didn’t require me to do something out of my consolation zone, then it was a ‘yes’ for me.
I’ve completed all kinds of roles. I’ve performed a toddler function and even after I was a toddler myself, I used to be requested to play a grownup. I performed a villain, I performed the kawawa. For one function, I needed to be a useless character inside an actual coffin. I used to be performing and crying pero mukhang naging totoo na ‘yung iyak ko. Believe it or not, I had one role where I played a jellyfish! These were small roles that didn’t turn into in style however I did all of them for my household.
I additionally keep in mind my first movie performing function from the film Kung Ako Na Lang Sana. I used to be solely in a single scene at kailangang umiyak. It was a problem for me as a result of I didn’t have a lot expertise as an actor. But I managed to do it. The cash I earned from modeling and performing, I gave to my mother for her to funds. After my first paycheck, she gave me a reward which was a PlayStation.
This taught me a lesson on having fun with the fruits of my laborious work. It’s solely truthful to deal with myself to one thing, a reward that motivates me to maintain working more durable. If we deprive ourselves an excessive amount of, we might find yourself splurging much more.
Moving to the UK
When I used to be seventeen, I left the Philippines and took a break from modeling and performing. My mother remarried and moved to the UK with my stepdad, and all of us moved there along with her.
While within the UK, I needed to discover work for myself. I began as a waitress at a resort on this little city the place we used to reside. Nobody knew who I used to be—I wasn’t a mannequin, an actress, or a fairly lady in entrance of the digicam. I used to be working a thankless job and that basically humbled me and made me really feel that ito yung totoong buhay.
While working, I noticed that I’d quite be the one cooking the meals than one serving it… and that’s the place my curiosity in culinary arts started. I left my job and enrolled in culinary faculty. I realized a lot as cooking grew to become one of my passions in life. But I additionally knew that I needed to return to performing and modeling.
I used to be round 19 or 20 after I had the prospect to return to the Philippines. Unfortunately, after I tried to re-enter my showbiz profession, I used to be not an adolescent and the accessible roles had modified—they had been all out of my consolation zone and never what I needed my profession to appear to be.
The Universe conspires
I might solely tackle small initiatives right here and there, raket-raket lang. I began to really feel so misplaced. Then in the future, as I used to be strolling within the mall with my pals, I used to be scouted by Jonas Gaffud, who ultimately grew to become my supervisor. Jonas noticed me from afar and he stated, “Sali ka sa Binibini (Binibining Pilipinas).”
I might solely say, “Oh my gosh, yes! Sali ako sa Binibini. Pwede ba ako? Kaya ko ba?” Ang dami ko pang tanong and hesitations in my head however I simply stated ‘yes’ immediately. Tuwang-tuwa ako, ang una kong sinabi daw–hindi ko na maalala pero hindi rin nila makalimutan ‘yung una kong sinabi daw: “Finally may gagawin na ako sa buhay ko.”
Looking again, I can say that the Miss Universe victory was a pivotal level in my life, profession, and funds. It gave me a brand new starting as a mannequin and actress. It additionally made me understand this: the sensible spending and saving habits instilled in me after I was younger helped me handle my earnings.
Becoming financially savvy
I solely received my first ever BDO Credit Card in 2015 after I gained Miss Universe. I travelled loads for work. Going from Vegas to New York and to different nations, my bank card grew to become as vital as my passport. I wouldn’t have survived with out it.
That bank card grew to become my first entry into adulting. During quiet moments in-between shoots, I noticed that I’m not going to be a mannequin eternally—I’ve to do greater than lower your expenses if I need to be financially safe after I retire. I consulted with Sir Gerry Diaz of Aces and Queens, who additionally occurred to work in BDO, for recommendation on easy methods to make investments and plan my cash for the long run. For now, we agreed that the BDO UITF or the BDO Unit Investment Trust Fund is one of the best match for my wants and life-style.
So you see, I’m making an attempt to verify I’m making good selections with my hard-earned cash. I used to be speaking with some pals and we realized that life is actually unpredictable. That’s why I additionally determined to get insurance coverage as a security web to guard myself and my household. Today, I’m coated by BDO Life for my life insurance coverage and I even have BDO Insure as my insurance coverage dealer to assist me get one of the best auto, journey and property protection. I can shield my household in case I can’t do it myself anymore.
Getting all the way down to enterprise
Before the pandemic struck, I began my first enterprise. I invested somewhat bit in Empire Studios beforehand, and I adopted that up with a milk tea enterprise, Bestea. It began out as somewhat ardour challenge of two of my real-life besties, that’s why it’s known as “Bestea.” Ang saya, ang sarap ng feeling. It truly impressed me to need to open up extra branches.
Also, I did Teviant, my make-up collaboration. I’m nonetheless doing that this 12 months together with many extra issues to come back.
Starting enterprise ventures isn’t an impulsive choice for me. Like any entrepreneur, I’m taking up monetary dangers. So I learn. I examine the enterprise, product, or service. I get assist from individuals I belief, who know greater than I do. I take issues slowly and intentionally. I search recommendation from different profitable traders and even from BDO.
People see the shiny and modern publicity from these companies they usually would possibly assume it’s really easy. But no, it wants loads of time and preparation.
Chasing goals, staying optimistic
Thinking in regards to the previous twenty years, the best lesson for me is that this: if you’d like one thing, if you’d like one thing actually dangerous, hindi mo pwedeng iasa sa ibang tao. You can’t watch for that large job or that large challenge, you must go and get it your self. That’s the fact of life.
If you don’t go on the market and search all of these alternatives, walang mangyayari. I actually consider in being ready on a regular basis as a result of when you’re ready and that chance comes and it combines, growth! It’s magic.
I keep in mind all of the individuals who helped me on my journey. Every milestone occurred not simply because of my efforts. I had my household and their assist. I had the correct pals serving to me keep grounded and true to myself. I discovered the correct companions whom I might belief and rely on in good occasions and dangerous.
One of these companions is my financial institution. BDO proved to be the correct alternative for serving to me with all the correct strikes. I’ve my financial savings for my future, I’ve bank cards, I lastly have investments, and I additionally deliberate out my insurance coverage with them. Now I’m taking up a brand new path. I’ve new objectives and new plans. And now, greater than ever, I’m assured I can pursue my goals and reside life to the fullest.
There’s no excellent journey, however for me, I’m joyful I’ve made the correct selections for myself, and if I had to return I might do it yet again.
Watch the brief movie of Pia’s journey at www.bdo.com.ph/pia-chooses-